Why Us?

How mortgage brokers work.

Affinity offer a wide range of home loans from our panel of over 30 different lenders and the Affinity product range.

Affinity are members of Professional Lenders Association Network (PLAN Australia). We are also members of the Mortgage Industry Association of Australia. This means we have the technical resources, knowledge and expertise to offer you the level of lending advice on which home loan suits your needs.

We do not charge you for our service, the banks pay us. Not only does this make our service to you free, but we sometimes even save you interest by negotiating a better rate than you would get by going direct to the bank. Government and lender fees and charges will apply to most loans.

Kelly and Simon didn’t realize how easy things would be when they came to Affinity.
We helped them find a suitable loan that saved them money.
We are not limited like a bank to sell only our own products, which makes it easy for us to meet your needs, not the banks!!

Affinity Mortgage Consultants have obtained a Certificate IV in Financial Services (Mortgage Broking). Affinity also has membership of the Mortgage Industry Association of Australia, our industry body, and COSL – the financial services ombudsman.

A Mortgage Broker offers you loans from a panel of lenders that includes banks and non bank lenders. We take time to understand your needs, then we evaluate your situation against all of the loans we have available. We are also able to use our relationships with the lenders on our panel to negotiate great deals. We assist you in key areas of your financial journey, such as selecting the suitable home loan for you and structuring it to suit your own needs.
When you decide on the lender, that lender pays Affinity.

Banks and lenders work with brokers because we give them a channel of distribution for their product without the overheads. The lender pays Affinity a commission via PLAN Australia. Our Mortgage Consultants will let you know what that commission is at the time of your appointment through the Finance Broking Agreement, which you will sign as part of the application process.

Just as if you were dealing directly with the bank, the commission we are paid does not change the loan rates or fees on your home loan.

There are more ads for home loans than ever before, and so many different products on the market it makes it hard for most people to determine they have a suitable loan for them. A Mortgage Broker can help you determine what is really important to you, and find the loan that gives you what you really want. We also take the application for you, and see it through until it settles, saving you time by dealing with the lender for you. Affinity Mortgage Brokers also keep you informed every step of the way.

Little things make a big difference in home loans, and changes happen every day. Our software allows us to keep up to date, and our relationships with the lenders allow us to negotiate for you.